**[Important: Become a Coinvision Premium member and join our private community on Discord](https://www.coinvision.co/premium?utm_source=Content&utm_campaign=stablecoins)** Have you ever heard that joke about the Zimbabwean mother that goes out to buy bread? No, well, it goes something like this: A mother wakes up one day in Harare, Zimbabwe, and goes to the bakery to buy bread. Due to Zimbabwe’s crippling skyrocketing inflation she takes a shopping cart and fills it to the brim with bank notes, for that’s exactly how much bread cost, yesterday afternoon. However, when she gets to the bakery the price of bread has once again gone up by 5% and so, she is short on money. She parks her cart full of bills in front of the bakery and goes back home for the remaining cash. When she gets back, however (albeit none surprisingly) she has been a victim of theft. Ill-intended actors have stolen her shopping cart, but left all the bills behind. There is one single important image to take from this poorly-elaborated story. The shopping cart represented a more stable store of value than the Zimbabwean dollar. Now you care about cryptos and believe you are witnessing the biggest financial revolution in generations, but perhaps haven't taken the time to address the issue of price stability and how it hinders mainstream application of blockchain tech. For cryptocurrencies to be considered currencies, in the traditional sense, they should fulfil three essential functions: being a medium of exchange, a unit of account, and a store of value. Cryptocurrencies are very good as a medium of exchange, cheap, trustworthy, quick, but are poor as means of storing value. That is due to their price volatility. While the crypto world continues to be dominated by highly unpredictable currencies, their use for long-term financial activities, like loans, credit notes, and any sort of investment is extremely limited. Hence the need for or dream of the stable coin. **What are stable coins?** The definition of stable coin, as the name so obviously indicates, are cryptocurrencies that retain a constant value, in contrast to most tokens, which see price gains and losses of over 10% on a regular day. They are considered the single most important untaken step towards the practical widespread use of cryptos for everyday financial transactions, from paying for coffee to buying a new car. Their relevance however, is pegged to long-term predictability. For companies to issue long-term loans to individuals, provide health insurance or make long-term investments, which are the basis of modern day economic systems, they need to be able to predict return on investment and be sure they will not face unsustainable price highs or derailing price losses. Until we can have a strong stable coin in the crypto universe, cryptos will always be a target of speculation and keep away a myriad of risk averse individuals and businesses. **What models of stable coins are there?** So far, three different models of stable coin have been tried, with challenges and advantages inherent to each of them: ** Stable coin collateralised by fiat ** The simplest and most functional form of stable coin in existence today is achieved by fiat collateralisation. There is to say that a company will issue as many tokens as the amount of fiat currency it has in a bank account on a one to one ratio. This system is resistant to crashes and volatility as its value is dependent on the value of the real-world currency it is pegged to, that is, as long as you believe the company issuing the tokens is not overstepping its boundaries. Well known examples of this sort of stable coin are [Tether](https://www.coinvision.co/usdt?utm_source=Content&utm_campaign=stablecoin) and [TrueUSD](https://www.coinvision.co/tusd?utm_source=Content&utm_campaign=stablecoin), which are backed by US dollars. For each of these tokens in circulation there is one US dollar in the companies coffers. The problem with this system is that the issuer controls the system and the holder must believe that the issuer not only actually holds the collateral in full, but that it will be willing to trade it back, doubts that surround [Tether](https://www.coinvision.co/usdt?utm_source=Content&utm_campaign=stablecoin) and other such organisations to this day. **Stable coin collateralised by crypto** Now, cryptos collateralised by other cryptos are a bit trickier, because if you back a stable crypto with, let's say [Monero](https://www.coinvision.co/xmr?utm_source=Content&utm_campaign=stablecoin), the stable coin will be subject to Monero’s volatility. That will not do. In order to reduce the level of volatility, a coin can be over-collateralised. This means that for each USD$100 of the stable coin, the issuing company will deposit USD$200 worth of Monero. A protocol can be established that if [Monero](https://www.coinvision.co/xmr?utm_source=Content&utm_campaign=stablecoin) ever goes below the initial established value of the stable coin, in this case USD$100, that coin can be automatically liquidated into Monero, but that leaves the investor once again exposed to volatility. This system offers are considerable gains in decentralisation and trust, since the collateralisation and liquidation are inscribed into an automated smart contract, but it is hardly a full proof solution against volatility and it implies considerable investment to over collateralise the coin. The most well known such coin today is the [DAI](https://www.coinvision.co/dai?utm_source=Content&utm_campaign=stablecoin), which is collateralised by Ether. **Non-collateralised stable coin** Finally we have the most ambitious and complex model of them all, the stable coin that is not collateralised by anything. The idea here is to model a smart contract as a central bank issuing coin. If the demand for the coin is high and the price starts to rise, the smart contract can issue more coin and sell in the market pressuring the price of the coin down. If the demand is low, the smart contract can buy the coins in the market and burn them to reduce supply and bring the price back up. The earnings of creating and selling new coin in the open market are expected to offset the cost of buying back coin for burning in order to raise the price. The idea is very appealing as it could really represent a challenge to the current fiat system. There are a few drawbacks though. If the market pressure goes down continuously, the contract might run out of funds to continue to buy coins in the open market, which would leave the coin again open to volatility or even complete crash. Like in the case of Basecoin, a non-collateralised stable coin, the contract can sell bonds to coin holders which pay a dividend on top of the principal price in order to continue to buy coins and push the price up. However, the issuing of the bons is dependant on the holder’s belief in the future of the currency. In this way, the system is dependent on a continued economic and system growth, which, while common amongst most world fiat currencies, is not a given. Further, the currency’s ability to resist these downward market pressures would be difficult to analyse, and it would demand a considerable amount of initial capital to deploy until it reached the desired balance. However, non-collateralised stable coins would be a sort of holy grail for cryptos. They would be fully independent from fiat and even other currencies, and above all, independent of any political system or currency policy imposed by central banks. **Stable coins 2018: what to expect** It is difficult to say when these or other projects will find solutions for the challenges that the widespread dissemination of stable coins still faces. It is certain that a number of projects are trying hard to come up with answers. Others in the crypto world believe the pursuit of stable coins is a fool’s run, an impossible task, or even an undesirable one at that. Certainly, we will see many more projects emerge in this sector throughout the year. In a time of downward pressures in the market stable coins start to sound like a better idea than when [Bitcoin](https://www.coinvision.co/btc?utm_source=Content&utm_campaign=stablecoin) was skyrocketing. [Nubits](https://www.coinvision.co/usnbt?utm_source=Content&utm_campaign=stablecoin), for instance, another coin pegged to the dollar, saw its market capitalisation skyrocket in January. After it had been mostly ignored by investors since its inception in 2014, its market capitalisation went from under USD$1 million to over USD$14 million in 5 days. Articles in the media heralded it as the real threat to fiat currencies, and then, in mid-march, its USD$1 stable coin started to stumble and lost over 60% of its value in three weeks. It now trades at USD$0.31. This and other examples tell us that the road my still be a bumpy one in the quest for the truly stable coin. However, at the speed that the crypto world changes it is fair to assume that sooner or later an innovative solution will make an effectively stable, trustless, and sustainable coin a reality.
Yesterday we launched a big bonus campaign inviting you to join our Premium Membership. Today we give you 5 reasons to become part of the community. ##1. The community You will be joining an active and savvy community of crypto investors that work together to find good opportunities and teach each other. It's active, inclusive, informed and supportive. Everyday you will learn and teach something, no matter for how long you've been in crypto. ##2. The credible projects Even in a bear market the community was able to find great deals. Most recent example was a masternode coin called Xuma, that gave Premium users ROI from 200% to 1000%. You will have access to these and more. ##3. First access You will be the first accessing our tools. Everything we are developing is made to help you make data-drive decisions. You will be able to influence what we develop and get access to tools nobody else will have. ##4. Unlimited premium alerts, unlimited support, fair price You will get more alerts that you get today, but the best part is the fact that we are always here to answer your questions about portfolio, possible investments and other matters related to crypto. All of this for $34 per month, when others are charging 10 times more. ##5. The bonus in Ethereum Yes, you can still get $50 in Ethereum after signin-up to one of our membership tiers. [Click here to know more](https://www.coinvision.co/articles/free-eth-limited-to-the-first-50-subscribers-starting-now). Have a great day! Coinvision Team
Hi everyone! We have great news… again! We're excited about the first days of Spring and we’re announcing a 24 hour promotion for Coinvision Premium. **Subscribe to Coinvision Premium in the next 24 hours and get $50 in Ethereum.** **Important: This promotion is available for the first 50 members and will be sold on a first come first served basis. To get your discounted premium membership follow this link: [Get Coinvision Premium](https://goo.gl/dhpSa5).** Once your subscribe you will be contacted by one of our team members with more details about your Ethereuem. If you have any doubt please contact us on our website by clicking the blue icon on the lower right corner. ##What you get as a Premium Subscriber - Unlimited alerts - Premium Signals - High ROI token sales - Access to the Community - Custom Technical Analysis - Articles and Tutorials - Coinvision Community *All Premium Members will also have access to a private Coinvision Community in where our analysts and founders will discuss alerts, new features and next platform improvements.* ##Reviews “As I’m an avid crypto enthusiast without possessing the time to continuously research opportunities (due to work), Coinvision has been pivotal in providing objective analysis of certain situations. These are purely their own recommendations and you are free to make your own decisions. I eventually subscribed to their premium service and being through many other discussion forums, their slack as been nothing been productive. The staff are respectful and invite objective discussion. [Praveen](https://twitter.com/praveenmut) “The team is great, the community is inclusive, they help answer questions about crypto in general, FB messenger integration and good tips” [Calley Nye](https://twitter.com/calleynye?lang=en) ##Fair pricing We are applying a fair price policy, which means that right now Coinvision is 10x cheaper than other players in the market. We believe in the democratisation of the crypto market for new comers, enthusiasts and more experienced investors. ##Building the platform together Our team of developers will be fully focused on bringing new features on the next months. Feature requests by members are taken very seriously and members will be part of the team. **Important: This promotion is available for the first 50 members and will be sold on a first come first served basis. To get your discounted premium membership follow this link: [Get Coinvision Premium](https://goo.gl/dhpSa5).** Join us here and enjoy. Welcome to Coinvision Premium! Miguel Leite Co-founder
***[Important: Become a Coinvision Premium member and join our private community on Discord](https://www.coinvision.co/premium?utm_source=Content&utm_campaign=coinsapril)*** Spring is here! The weather is warmer, the birds are singing and picnics in the park are only a few weeks away. Well, at least in some parts of the world as South of Europe or the West Coast in the United States. March was not a kind month for the crypto world, which seems to be going through an extended breathing period after a rollercoaster of a winter. Under this scenario, it is more important than ever to be picky about what projects you support. Here are our picks for April, enjoy: ##[Ethereum](https://www.coinvision.co/eth?utm_source=Content&utm_campaign=coinsapril) **What is [Ethereum](https://www.coinvision.co/eth?utm_source=Content&utm_campaign=coinsapril)** Within the exception of the complete newbies, this one needs little introduction. Ethereum is the second biggest cryptocurrency live today, after Bitcoin. Besides being several times quicker that the original Bitcoin blockchain, Ethereum was the first to support smart contracts, which allows for the deployment of decentralized apps on top of its ecosystem, among many other things. Nearly all blockchain projects that are developing Dapps have launched their ICOs and services on top of the Ethereum network. **Why we like [Ethereum](https://www.coinvision.co/eth?utm_source=Content&utm_campaign=coinsapril)** Ethereum has had a rough few months. While the project maintains its fundamental role within the blockchain ecosystem, being the support of the majority of the tokens in the market today, it has been struggling. Since its all time high of over USD$1400 in mid-January, the market’s second most valuable coin has fallen by USD$1000 and now stands at around $400. This has been the worst performing months in the coin’s history, but now, all indicators show that this is about to change. Spring will be Ethereum’s time to bloom once again. ##[Xuma](http://www.xuma.network/) **What is [Xuma](http://www.xuma.network/)** Xuma is building a blockchain-agnostic decentralized database that is designed to unify access to data. What this means is that the Xuma protocol will provide a storage solution for developers and users that can work on multiple blockchains in a trustless, private and secure manner with no operational downtime. **Why we like [Xuma](http://www.xuma.network/)** Xuma remains relatively unknown to the crypto community, only being traded on Graviex, a recent exchange with HQ in Russia. The reason we are picking this one out, and the reason this project has caught the attention of everyone in the Coinvision community is because it supports and is supported by Masternodes, which at the time of writing are yielding over 1000% ROI per year. This feature, along with the company’s strong value proposition and very recent listing in the exchanges, makes it, for us, a hidden gem that will soon moon in value. ##[Bee Token](https://www.beetoken.com/) **What is [Bee Token](https://www.beetoken.com/)** The Bee Token is making use of the blockchain to offer new and better solutions for the home-sharing economy. The system bypasses the need for a central authority like the one needed for AirBnB to work, allowing the hosts and guests to interact on a peer-to-peer basis and lowering the platform’s fees to nearly zero. The company’s platform, Beenest, is already operational and offers a number of accomodation options in several Californian cities, for which users pay using the native BEE. **Why we like [Bee Token](https://www.beetoken.com/)** We have been following Bee Token since its ICO in January. Last weekend, the company signed strategic partnerships with three major California-based tech events to allow attendees to book rooms through the Beenest platform at discounted rates, in another important step towards broader use. However, what really attracted our attention to this coin this month is timing. The Bee Token distribution has ended, which means that if there is a dump coming, it will occur in the next few days, and will represent a good opportunity to buy. ##[ælf](https://www.coinvision.co/elf?utm_source=Content&utm_campaign=coinsapril) **What is [ælf](https://www.coinvision.co/elf?utm_source=Content&utm_campaign=coinsapril)** Ælf is a decentralized self-evolving cloud computing network that powers a “highly efficient multi-chain parallel-processing system”. Now, what this means is that Ælf’s blockchain will operate like a central operating system that will support multiple side chains running besides it. This will allow developers to build their own customizable Dapps with full scalability and no speed restrictions created for specific purposes. In a way, it operates as a Linux for the blockchain. **Why we like [ælf](https://www.coinvision.co/elf?utm_source=Content&utm_campaign=coinsapril)** ELF, the coin powering the Ælf ecosystem, is in clear accumulation zone. It has witnessed considerable in trading volume in the past few days, while the price still remains depressed and stagnated at around USD$0.50, which indicates a bounce waiting to happen. Beyond the technical analysis, in May the team is scheduled to deploy its operating system as well as its mainnet, which will bring a lot of investor attention to this token. ##[DRGN](https://www.coinvision.co/drgn?utm_source=Content&utm_campaign=coinsapril) **What is [DRGN](https://www.coinvision.co/drgn?utm_source=Content&utm_campaign=coinsapril)** DRGN is the token that powers the Dragonchain ecosystem. Developed at Disney’s Seattle offices under an incubator program, Dragonchain is, in essence, a platform that aims to simplify the integration of business services and applications within the blockchain ecosystem. It is data protection-focused and developer centred, allowing for the use of the most common programming languages like python, Java or C# for the development of Dapps. **Why we like [DRGN](https://www.coinvision.co/drgn?utm_source=Content&utm_campaign=coinsapril)** This month, the technical analysis is looking ripe for DRGN, which is going through an accumulation phase. Last week it recorded a slight pump but at current prices and indicators there is considerable space for growth. At the end of this month, the team will implement its Proof of Work system, the smart contracts library and its currency and block aggregation protocol, which will bring a lot of investor attention to a project that has already succeeded in bringing on the media spotlight upon itself. ##[AUGUR](https://www.coinvision.co/rep?utm_source=Content&utm_campaign=coinsapril) **What is [AUGUR](https://www.coinvision.co/rep?utm_source=Content&utm_campaign=coinsapril)** User-generated information input for market price prediction, in a sentence, that is what defines the Augur ecosystem. REP token holders contribute real world information that they believe will have impact on the markets into AUGUR’s contracts. While the contributing users receive financial incentives for contributing to the network, other participants are also incentivized to correct those contributions if they believe them to be incorrect. The result is an oracle that is constantly fed and corrected by a hive-mind sort of system, which allows it to make predictions on where the markets will go. **Why we like [AUGUR](https://www.coinvision.co/rep?utm_source=Content&utm_campaign=coinsapril)** After going through a difficult dead cross, AUGUR’s technical analysis suggests the token is preparing to rise again over the next few weeks. A clear accumulation phase is underway and while the value might still stumble slightly over the coming weeks the end of the month should see a considerable spike in the token’s value. ##[Lunyr](https://www.coinvision.co/lun?utm_source=Content&utm_campaign=coinsapril) **What is [Lunyr](https://www.coinvision.co/lun?utm_source=Content&utm_campaign=coinsapril)** Imagine the wikipedia with decentralized servers and reward systems for reviewers and writers. That is what Lunyr is building, a decentralized and incorruptible library of human knowledge fed by user generated content and backed by a strong peer-review system. Contributors and reviewers are rewarded in LUN for their work. Their long-term game is the deployment of an application programming interface based around the platform’s accumulated knowledge, which should open new realms in the development of artificial intelligence-based and other advanced Dapps. **Why we like [Lunyr](https://www.coinvision.co/lun?utm_source=Content&utm_campaign=coinsapril)** Over the last few months, Lunyr’s team has proven to be absolutely unstoppable. New announcements succeed each other at high speed and their adherence to their road map and goals, as well as strong community gives trust to investors, so it is a strong long term investment by every mean. The company has just released has just released its native Dapp for OSX and Linux, with the windows version coming soon, and is preparing the launch of its Nebula update in the coming weeks. From a TA perspective, the first days of April have seen an upsurge in volume while maintaining depressed prices at under USD$8, which is a sign of an impending mooning. There you go! These are our picks for this month. Hopefully it will be a brighter ride than last month, but with cryptos you never know. So, as always, do your own research and invest only what you are willing to lose. We will be back soon with updates as the month goes by. Happy trading! ##Disclaimer *We are stating our vision and opinions, we are not giving you financial advice and if you invest in this project it is your full responsibility. You are investing at your own risk. Always invest only what you can afford to lose and try to diversify your investments. Finally, do your own homework and learn about the project use case, roadmap and team.*
**Important: Want to discover the best masternode coins and learn how to set them up? Join the conversation on our premium community and feel free to reach us on the #masternodes channel. [Click here to become a member](https://www.coinvision.co/premium?utm_source=content&utm_medium=bot&utm_campaign=masternodes).** *We're happy to announce our "Bullish Series", a series of articles looking at the bright side of crypto during this bearish phase. . Today we start with Masternodes, an investment that can become even bigger than ICOs in 2018.* If you’re into crypto, at some point, you’ve probably considered becoming a miner. Who wouldn’t want to be making passive income from Bitcoin while sleeping? But in all likelihood, you probably gave up on the idea, or spent USD$10,000 on a rig to mine Ethereum that barely covers the cost of electricity, and makes so much noise you now sleep with earplugs. Mining farms have turned the mining of major currencies into a strangely centralized and high-roller game, where rewards have become uninteresting for individual users running the software on a laptop. However, other options exist. Recently, hosting masternodes (MN) to support blockchain networks has become a popular and more profitable way to make a passive income and be involved in the crypto world, normally without a major initial investment. ##What are masternodes? Think of a full node wallet. If you hold ethereum you have, at a certain point, likely downloaded a Misk wallet that took two weeks to sync and occupied around 60% of your available disk space, which you eventually deleted after researching where it was being stored to start with. Master nodes are basically full node wallets with a higher level of functionality. They are capable of supporting instant transaction records, off-chain anonymization or decentralized governance, amongst other services, depending on the coin or project in case. Lack of incentive and technical barriers have caused a decline in the number of full node wallets on the different networks. This poses several risks as it makes the network more centralized and vulnerable to attacks. In that sense MNs represent a refreshing solution to this problem, as they incentivize the community to support the network and its services by rewarding users with tokens. In a sense, hosting master nodes is the safer and smarter type of crypto investment you can make, if your day job does not allow you to be a successful day trader. ##How do they work? For MNs to function, the host must lock away a certain amount of tokens in a watchable wallet. This serves the purpose of assuring the Bona Fide of the hosts as the capital could be lost if a malicious attempt is made against the network. It also prevents excessive centralization of MNs, which could endanger the network. Each project demands a different number of tokens. In a way, this acts as a Proof-of-Stake style operation, but the MN system is also used by projects that operate with the more traditional Proof-of-Work system. There are several projects for which users can host MNs for, like Dash ($DASH), ChainCoin ($CHC), Stratis ($STRAT), PIVX ($PIVX) or Xuma ($XMX), to name just a few, all with different particularities. As it starts operating, the network yields tokens as a reward for the services performed by the node. Dash MNs yield DASH, Xuma MNs yield XMX, and so on. ##How much do they cost? While hardly as expensive as setting up a mining rig, MN hosting entails some investment. First, the host will have to acquire the necessary coins on an exchange to run the MN. Here the cost varies considerably. Xuma for instance, requires 10,000 tokens for the MN to operate, which right now is worth a bit north of USD$300. Some can cost as little as USD$80, some can cost several thousand dollars, all with varying levels of return on investment, which you can check [here](https://masternodes.online/currencies/XMX/). Also, setting up a masternode on your laptop can be a bit technical and you might have to brush off on your tech skills. Otherwise, you can opt for hosting your MN in a Virtual Private Server (VPS), which will set you back about USD$60 per year. Vultr is one of the most popular ones but there are many others to choose from. This is a particularly convenient solution as MNs need to be online 24 hours per day to receive the rewards. ##Which coin to choose? If Dash was the first project to function with Masternode system in 2014, many more have emerged since. This means that after deciding that you want to host an MN, you will have to choose which network to support. How to do this? Well, the first issue to consider is return on investment (ROI) and entry cost. [Here](https://masternodes.online/), you can see which coin better fits your investor profile. Some projects have return rates in the thousands, meaning you can pay your investment in just a few weeks - with the obvious catch that the the project might not even have enough volume. Once you pick one, or two, go on to the project’s website. Check their white paper and road map, check out what people are saying on social media and internet forums like bitcointalk, make sure the project, and its community, are active. In sum, do your own research. If you are satisfied with the cost/ROI ratio and feel confident about the project you are supporting, you are good to go. Follow the project’s guide to set up the node and you can sleep better knowing that with every passing hour you are cashing in on your investment. Sweet dreams. **Important: Want to discover the best masternode coins and learn how to set them up? Join the conversation on our premium community and feel free to reach us on the #masternodes channel. [Click here to become a member](https://www.coinvision.co/premium?utm_source=content&utm_medium=bot&utm_campaign=masternodes).**
In tumultuous times for the Altcoin market it is important to focus on the technology's added value and long-term prospects, rather than on what the current trade price might be, while choosing which projects to support. Here is our pick of four initial coin offerings launched by projects we think have the technological value to deserve your attention. **Important: Join the conversation on Coinvision's private community on Discord and get access to unlimited premium alerts with good coins and ICOs. [Didn't join us yet? Click here to become a Coinvision Premium member.](https://www.coinvision.co/premium?utm_source=content&utm_medium=bot&utm_campaign=icomarch)** ##[FICNetwork](https://ficnetwork.com/en) **What it is** The blockchain universe has grown to be worth several hundred billion dollars over the last year and has promised to change the way we understand money and finance, and yet, it still lacks a financial infrastructure that allows users to receive income, access credit or loans and securitize debt. That is what FICNetwork, which is now launching its ICO, is bringing to the blockchain. **Why we like it** FICNetwork is bringing the market of complex financial products and mechanisms to the blockchain, a sector that globally is worth around USD$230 trillion. The platform will bring enormous value to users, as they will be able to access loans, bonds, collateralized loan obligations, loan syndication, credit default swaps or futures, in both fiat and cryptos. It will also allow traditional financial institutions to adapt to the cryptocurrency market, a fundamental tool in bringing the world’s economy to the blockchain. Try their demo app on the website. ##[Open Platform](https://www.openfuture.io/) **What it is** Another welcome development in the blockchainization of our economy is brought to you by Open Platform. The project is bridging the gap in app payment infrastructure for on-chain payments. By providing the necessary architecture for the app's front-end to communicate with the back-end ledger-interacting code, the platform has the potential to greatly expand on the capabilities of crypto-wallets and allow for a much smoother introduction of crypto-payments in the real economy. **Why we like it** Open Platform does not really offer a blockchain, or is it launched on any specific blockchain. What the team is offering is a sort of digital scaffolding, which is deployable on any blockchain, that is able to easily bridge front and back-end with on-chain interactions for Dapps, even if their token will be running on Ethereum. The added value of this is tremendous as it would propel crypto tokens away from the “lack of practical use” label. ##[Hedera Hashgraph](www.hederahashgraph.com) **What it is** Hashgraph markets itself as a Blockchain 3.0 project. The platform offers a trustless ecosystem to securely collaborate and transact online without the need for a third party, much like the blockchain. However, through the use of hashgraph technology, the platform will provide all the features of the blockchain but with faster, cheaper, safer and miner-less transactions. **Why we like it** There is a lot of hype around this ICO and for good reason. The team behind describes the project as the future of blockchain, and they might just be right. Once deployed, a platform like Hashgraph should be able to overcome many of blockchain's limitations, and support uses like multiplayer gaming, stock market transactions, micro-payments and in-app purchases, which remain outside the realm of blockchain today. This one can be a game changer. ##[Virtue Poker](https://virtue.poker/) **What it is** Virtue Poker is bringing the multi-billion-dollar online poker industry to the blockchain. It leverages the advantages of the blockchain to address issues of “game fairness and security of player funds”. The project is launching on the Ethereum blockchain and will feature provably random shuffling, cryptographically secure cards and overcome the need for a player to ever have to deposit money on a website, as the funds are stored in the users’ wallets and disbursed by smart contract. **Why we like it** Virtue Poker is tackling a USD$2.5 billion market, which that is expected to double in size by 2021, by providing fundamental solutions for the industry’s current security and privacy issues. The project has been incubated into the major Dapp developer Consensys, boasts a strong development team and counts between its advisors well-known Ethereum and Consensys developers, as well as high-ranking poker players. Its potential to overcome issues of fraud in the online poker industry adds tremendous value to the platform. And that is it for our picks this month. Take the time to whitelist and read the white papers if you feel like supporting these projects. Just remember not to invest what you can not afford to loose. Happy trading! ##Disclaimer *We are stating our vision and opinions, we are not giving you financial advice and if you invest in this project it is your full responsibility. You are investing at your own risk. Always invest only what you can afford to lose and try to diversify your investments. Finally, do your own homework and learn about the project use case, roadmap and team.*
Yesterday we saw the market plunge $1000 in 2 hours. Now that it's coming back up again we can really see how volatile Bitcoin still is, even in these higher values and how it reacts to a certain amount of negative news, yet surviving quite well in a a technical perspective. ##What happened **1. Binance hack** Someone bought $VIA coin to sell it afterwards, the coin was shilled to being pumped in chat groups which drove a lot of volume once it started pumping and then the hackers sold for BTC by using phished credentials and stolen users' API keys usually tends to make people get money out of the exchange and convert it to do high risk management, this was possibly the main reason to see BTC taking a dive. Binance already came out and told the funds are safe. [View Source](https://cointelegraph.com/news/binance-reverses-irregular-trades-resumes-trading-amidst-community-confusion-about-hack). **2. Mt Gox. Yes, again.** News got out that MT Gox settlement management has been selling BTC. It actually already sold the required 400M that they have to pay on the recent lost lawsuit. [View Source 1](https://www.coindesk.com/report-japanese-regulator-punishing-crypto-exchanges/). [View Source 2](https://twitter.com/matt_odell/status/971374555603324928?s=09). [Read this a bullish perspective](https://www.reddit.com/r/Bitcoin/comments/82x3yd/market_crashes_being_caused_by_mt_gox_trustee_is/). **3. SEC warnings** SEC warned investors about unregulated exchanges being a mess and not compliant, this news may caused fear as the first headlines weren't clear enough, this is not a hunt but a warning that uncompliant exchanges are risky. [View Source](https://beta.techcrunch.com/2018/03/07/sec-says-cryptocurrency-exchanges-are-an-unregulated-mess/) **4. Japan** Japanese exchanges suspension. [View Source](https://www.coindesk.com/japans-fsa-announces-suspension-of-two-crypto-exchanges/). ##Technical analysis Even with all the negative news, Bitcoin is still showing some signs of recovery and we base this on our technical analysis. **Bull signs (12h-1D)** - BTC is seeing a hidden bullish divergence between the latest 2 bottoms (RSI descending as price is ascending) - seems to be forming a bull flag, needs confirmation - RSI is reaching the 40 level, watch for a bounce on volume. - MFI curving up on the daily - DMI downtrend is dropping and uptrend is starting to curve up, ADX line is above 25, meaning price action is still strong. - Daily EMAs squeezing: EMA 20 about to cross EMA 50 and EMA 100, EMA 50 still above EMA 100 **Bearish signs (12h-1D)** - If it breaks down 9280 it confirms a double top pattern (bearish) and might fall to ~7k - Price still below the Ichimoku cloud but the Kijun (blue) line ascending but still below Tenkan (red) line that is descending, all in all they seem to become closer which is a good (bull sign) if they cross. If you want to dive on some details, please join the conversation on our premium community. [Click here to become a member](https://www.coinvision.co/premium).
We are back with our suggestions for the coins you should be looking at in March and we have some recent ones, some more established ones and some that literally just hit the market. There were so many interesting projects to follow this month that instead of suggesting just eight coins, we are throwing in one bonus coin this month. There is always a lot happening in the crypto world, so try to phase out the noise and keep your eyes on the ball. **Quick note: Confused at current market situation? Bear or bullish? Join the conversation on Coinvision's private community on Discord. [Click here to become a Coinvision Premium member](https://www.coinvision.co/premiumutm_source=content&utm_medium=bot&utm_campaign=8coinsmarch).** ##[EOS](https://www.coinvision.co/eos) **What it is** EOS is back on the list this month. As you probably know, EOS is a well established project sitting comfortably among the top ten currencies by market capitalization. The project is dedicated to enabling vertical and horizontal scaling of decentralized applications within its own blockchain. It aims at supporting any type of digital asset on its network at nearly zero transaction costs. **Why we like it** EOS has started to retrace from its recent downward trend having already established a strong support level. Moreover, the launch of the project’s Dawn 3.0 code base, which will become EOS’s new code base by March 31st should bring quite a bit of hype around EOS this month. ##[LISK](https://www.coinvision.co/lsk) **What it is** Lisk started out as a fork of Crypti but quickly became a crypto of its own merit. The project’s baseline is the support of blockchain apps on individual side-chains connected to the Lisk main blockchain. The system is trying to address scalability issues seen in both the Bitcoin and the Ethereum blockchains, while allowing for greater customization of each sidechain for the purposes of each app. **Why we like it** Lisk’s value proposal is significant and has the potential to solve a major issue within blockchain development, i.e. scalability. However, it is particularly interesting this month as the team is preparing to introduce new fees and a new address system along with the release of their software development kit, on the first of April. However, the next real major development will take place on the 14th of April, when the team releases Lisk Core 1.0 Beta, which should allow developers to start building products on the platform and really take the project to the next level. ##[NEBLIO](https://nebl.io/) **What it is** NEBLIO is building its own blockchain designed to provide users with simple services, tools and application programming interfaces. The project aims to overcome the complexities of adopting distributed structures for practical enterprise activities. Like Ethereum, it supports smart contracts and the creation of other tokens on its platform. Since January, users can create their own tokens within the platform to power employee identity management, asset tracking, records management and many other services. **Why we like it** NEBL, NEBLIO’s native token, is approaching the end of a descending triangle and going through accumulation phase with all main indicators suggesting a price reversal in the short term. Also, by March 31st, the team is releasing the Restful APIs structure for developers, which will allow users to truly interact with the ecosystem and start using it for services. It should receive considerable attention throughout the month. ##[Metal Pay](https://www.metalpay.com/) **What it is** Metal Pay is addressing the issue of resistance to blockchain adoption by businesses and laymen. The team is trying to overcome issues of price volatility, challenging interfaces or even the need to understand the underlying technology that powers blockchain tech, making the system as easy and intuitive as possible. For that, they created a platform that allows users to send money at near zero cost while rewarding them with the platform’s native token, MTL. **Why we like it** Metal Pay is preparing to launch its system application by the end of March. This means that users will be able to start transfering money and receiving rewards with just a phone number. The team will also be releasing an improved website. At the same time, the MTL ERC-20 token is retracing and going through accumulation, indicating a potential pump soon. ##[Waves](https://wavesplatform.com/) **What it is** In essence, Waves is a Decentralized exchange, or DEX. The platform is designed for massive adoption, offering an extremely easy and seamless user experience, while remaining fully auditable and providing a number of opportunities for investors. It allows for fast transactions at extremely low fees. It has recently deployed its platform and signed a strategic partnership with consultancy giant Deloitte. **Why we like it** The WAVES token is perhaps the most depressed from our list this month. The coin seems to be approaching the end of a descending triangle, just as the Waves team prepares an update for their token launcher this week. Further, the team will be launching smart contracts on their platform by the 31st of March, which should bring great visibility and further push the price up. ##[Refereum](https://refereum.com/) **What it is** Refereum is developing a platform for gamers and game developers on the blockchain. The project’s primary objective is to overcome the issue of game release visibility. Today, game sales are overwhelmingly dominated by the developer's capability to market it. Through the Refereum platform, game developers find an avenue for game release that bypasses middlemen and big advertising budgets. It also makes it much easier for game streamers to be rewarded within the network. **Why we like it** Refereum offers great value for one of the most active communities on the internet, gamers. Within the platform, gamers will also be rewarded for playing and sharing the games they love, which will bring a lot of attention to it. The token, RFR, just hit the market and it's currently trading at under ICO price. Current market cap is around $35M, which gives a lot of space for this project to grow. ##[Nucleus Vision](https://nucleus.vision/) **What it is** The IOT-focused blockchain project Nucleus Vision is based on the idea that the future of retail will be based on the integration of physical shops with digital infrastructure. To accomplish that, the team has developed proprietary sensors that automatically identify the customer when it enters a store and provides the retailer with information to customize their offers for each customer. The shopper is automatically rewarded, in NCash tokens, just for entering the store, and can receive discounts, coupons and loyalty points on their NCash wallet. **Why we like it** The NCash token just went live on exchanges last week with great perfomance and is already retracing. Meanwhile the team keeps on expanding the reach of their network of proprietary sensors in retail stores. By the end of the month, as many as 25 stores will have Nucleus’s technology and will be recording customer data, in a rare display of quick, real life deployment of blockchain-based technology. ##[Stratis](https://www.coinvision.co/strat) **What it is** Stratis is building a blockchain that can support smart contracts as well as alternative tokens, but that overcomes the scalability issues and systemic dependence seen on the Ethereum blockchain. For that, Stratis supports side-chains. Every new coin has its own side-chain. This not only alleviates the weight of the system on the main chain, but also isolates projects from one another, reducing the impact a failed project can have on other projects in the network. Stratis is already designed for proof-of-stake and is written in C#, a much more accessible coding language for developers than those used by most blockchains. **Why we like it** While STRAT, which power Stratis, is a very volatile token and investment risk is higher than for other coins, the fact that the Stratis team is preparing to launch the ecosystem’s smart contracts by the end of the month, and the fact that the token is retracing, suggests a very positive performance in the coming weeks. **Bonus:** ##[Particl](https://particl.io/) **What it is** PARTICL is a privacy and security centric segregated witness-compatible blockchain based on Bitcoin’s latest code-base. While it only came out to the public in mid-2017, the project’s team had been developing it since 2014, optimizing the features it now offers. The most innovative feature of PARTICL, however, is the support for a peer-to-peer, decentralized, anonymous marketplace. In the PARTICL blockchain, only involved parties can see the transferred amounts inscribed in the ledger, completely protecting the users’ identity. **Why we like it** PARTICL, which is powered by the PART token, has been under the radar of most investors for quite a while. Right now, the token’s indicators look promising, with the Elliot Wave 2 retracement showing upwards movement. While the pump seems to have already started, it should see continued growth throughout the month. As the team prepares the launch of a new website and the alpha version of its marketplace, PART will receive a lot more attention from investors. And there we go. These are our picks for March. It promises to be a very interesting month for the crypto world. Keep your eyes and ears open. Happy trading! ##Disclaimer *We are stating our vision and opinions, we are not giving you financial advice and if you invest in this project it is your full responsibility. You are investing at your own risk. Always invest only what you can afford to lose and try to diversify your investments. Finally, do your own homework and learn about the project use case, roadmap and team.*
**Important: Join the conversation on Coinvision's private community on Discord. [Didn't join us yet? Click here to become a Coinvision Premium member.](https://www.coinvision.co/premium?utm_source=content&utm_medium=bot&utm_campaign=4icosfeb2)** Coinvision We are back with our four ICO suggestions for February and what an exciting month it will be. Take a look at what's in store over the coming weeks and be quick to whitelist the projects if you are interested in participating. From our point of view, here at Coinvision, these are definitely worth following. #[**VideoCoin**](https://videocoin.io/) What it is VideoCoin is revolutionizing video storage, encoding and distribution using the blockchain. The decentralized format of the platform is expected to reduce the cost of video storage and encoding by 50% to 80% when compared to centralized cloud-based solutions. VideoCoin will be deploying its own new blockchain with its own native token and has the potential to support other video apps on top of its own ecosystem. Why we like it The first thing to know about this project is that it boasts an impressively strong team. Their CTO, in particular, is Devadutta Ghat, the founder and chief architect of the Intel Video Transcode Service, which laid the groundwork for Facebook’s video platform. His name and others will bring a lot of hype to the project. On top of that, the intrinsic value of VideoCoin for companies working in the video industry is colossal in terms of outreach, operational cost reduction and efficiency promotion. VideoCoin will support hundreds of streaming companies, blockchain related or not, on its platform, opening the door to a multi-billion dollar market. #[**NEX**](https://neonexchange.org/) What it is NEX is building a decentralized currency exchange on the blockchain. It isn’t the first, and it will not be the last, but NEX provides something new. For one, it is built on the NEO blockchain, while almost all, if not all, other decentralized exchanges are supported by the Ethereum blockchain. Further, NEX combines the blockchain platform with an off-chain matching engine, which allows it to support features other exchanges have so far been unable to do, such as market and limit orders and margin trading. It also supports extremely fast transactions. Why we like it NEX answers a market need within the NEO blockchain by providing a smart contract supportive decentralized exchange (DEX) with extensive trading options. It is stepping up the game in the DEX race for success by introducing new trading features but also by proposing a cross blockchain integration, towards the end of 2018, with the Ethereum network. Once deployed, this could open up a whole new market for NEX. #[**Endor**](https://www.endor.com/) What it is Predictive analytics and machine learning are concepts that are becoming ever more common in this day and age, but its technical comprehension remains the privilege of major tech corporations. Endor is going to put an end to that monopoly by deploying the “first decentralized, trustless, censorship resistance behavioral prediction platform” on the blockchain. The platform will allow anyone to ask questions and receive high-quality predictive answers in a matter of minutes, with the user having no need to understand the underlying technology. Why we like it Endor’s endeavour is nothing short of amazing. The democratization of AI-based technology through a virtually un-censurable platform can change our lives dramatically. The good news is that Endor’s product is already working. It is being developed by an incredibly strong team, with combined experience in major tech names like IBM, Google, MIT and even military intelligence, that has been working with both artificial intelligence and cryptos for a long time. This one can change everything. #[**TrustToken**](https://www.trusttoken.com/) What it is While we love, at least most times, the opportunities created by volatility in the world of crypto, admittedly, it has also kept certain investors away and, above all, forbids the tokenization of real-life assets. That is the issue TrustToken is trying to address. A so called “stable coin”, it intends to bring the USD$256 trillion worth of real-world assets into the blockchain by providing a secure tokenization platform. TrustToken allows for the issuance of a new coin/token for every new asset that enters the blockchain, representing fractional ownership of the asset. This can be used for business ownership, real estate, commodities, intellectual property and basically everything else. Why we like it The extent of TrustToken’s value proposal is hard to overstate. The potential for open and secure tokenization of real-life assets is only really limited by the amount of value that exists in the world. The team has developed the smart contract structure and project vision with direct supervision of a large team of attorneys from all around the world, guaranteeing the legal value of these smart contract agreements. It will take tokenization to a new level and could bring the potential of blockchain technology to every household. This one is definitely one to follow. And there you go folks. Make note of the whitelist calendar and read into these projects. Remember to never invest what you can not afford to loose. We will be keeping our eyes open and will be coming back soon with more suggestions for you. Happy trading! *Disclaimer: We are stating our vision and opinions, we are not giving you financial advice and if you invest in this project it is your full responsibility. You are investing at your own risk. Always invest only what you can afford to lose and try to diversify your investments. Finally, do your own homework and learn about the project use case, roadmap and team.*
**Important: Join the conversation on Coinvision's private community on Discord. [Didn't join us yet? Click here to become a Coinvision Premium member.](https://www.coinvision.co/premium?utm_source=content&utm_medium=bot&utm_campaign=4icosfeb)** Red weeks, dumps and more dumps. The crypto world continues its intense trip towards giving us all a heart attack. In the meantime, we must treasure the knowledge that we are witnessing perhaps the biggest technological, economic and social revolution of our time, and then, keep calm and carry on. Here at Coinvision, we are back with our list of eight coins to follow in February, and we through in a little bonus insight. These are 8 coins likely to pump, but don't dive in just because. Bitcoin is still very weak and in order to make a good decision first take in consideration current market signals and try to understand if it's going even lower or enters in a stable recovery. Find good bottoms for this coins and wait for a rebound later in the month. ##[GET Protocol](https://guts.tickets/) **What it is** The Guaranteed Entrance Token (GET) Protocol is the fuel that powers the most recent blockchain iteration into the world of event ticketing, GUTS. Designed to prevent ticket fraud and black market resales, the protocol technically turns each ticket into a smart contracts on the blockchain. Once the user purchases the ticket with fiat currency from the ticket issuer, it becomes the owner of a smart contract with the equivalent amount of GET. This becomes a permanent record on the application’s back end. On the front end, the event-goer uses the app as its ticket. Customers are still able to resell their tickets, just not for profit. **Why we like it** GUTS already has a running application, having sold over 10 thousand tickets last year. They have partnered with Heckwerk, a major event manager in the Netherlands. Just last week, they announced they would be in charge of selling 50 thousand of Heckwerk’s tickets throughout 2018 for over 75 shows. The partnership will see 1 million tickets sold through GUTS in 2019. This makes GUTS one of those rare blockchain projects that already have a working and proven platform with strong partnerships and a solid product. However, its market cap remains low, at less than USD$12 million, particularly compared with competitor Blocktix, which is valued at over twice that. There is plenty of room to grow, particularly with these recent agreements coming to light. ##[AION](https://aion.network/) **What it is** AION’s goal is to develop a “federated blockchain network”. What this means is that the AION protocol will allow for the integration of different blockchains permitting efficient and decentralized systems to be developed in a blockchain-agnostic manner. Their protocol supports a high-performance bridging mechanism that builds multiple-bridges between dissimilar blockchain architectures. This answers issues of scalability in Dapp development, that can now be used across multiple blockchains. **Why we like it** AION’s value proposition has immense potential to answer issues of scalability in DAPP development, one of the biggest problems in blockchain use today. Whatever blockchain or blockchains “win” in the end, they will need to be able to interact with each other in order to remain relevant. AION can potentially give an answer to this need. Besides, they are opening their testnet to registered users to beta test their protocol in early February and will release the testnet to the wider public in early March, which will bring a lot of attention to the project. ##[VTC](https://www.vertbase.com/) **What it is** Vertcoin proposes a democratized decentralized currency exchange platform that addresses the issue of centralized mining. It does not accept application-specific integrated circuit chips (ASICs) in its network, which effectively means that any individual miner has an equal chance of earning VTC, the platform’s currency, for its contribution to the network. It aims to make mining fair and easy with a single-click mining software. **Why we like it** With a strong team and solid project, Vertbase has a great potential for large community engagement with the promise of fair and easy access to mining earnings. It is one of the safest coins in the market, it already gathered a considerable engaged support community and indicators show it is currently undervalued. By the end of February, the team will launch a gateway to exchange Fiat currency for VTC and vice-versa, which should do wonders for the token’s market value. ##[Bitshares](https://bitshares.org/) **What it is** The Bitshares project is a familiar one within the crypto world. The platform offers users a stack of financial services in a decentralized way. It aims to address the issue of lack of accessibility to financial services in many parts of the world, without the need for a bank account. The platform is capable of supporting a number of services that remain impossible within the Bitcoin ecosystem, including scheduled or recurrent payments. It supports smart coins and will potentially allow for regulation-compatible crypto asset insurance, a potentially revolutionizing development. The platform uses graphene technology which is capable of processing a hundred thousand transactions per second. **Why we like it** Bitshares has demonstrated strong growth in recent months with the charts indicating a possible upcoming pump pattern. Billionaire and former investment banker Mike Novogratz has supported the project as a decentralized exchange with capability to connect real life assets and financial products within the blockchain environment.It has a great potential for growth. ##[SingularityNET](https://singularitynet.io/) **What it is** Driven by the creators of the now famous cybernetic citizen of Saudi Arabia Sophia the Robot, SingularityNET, working with the AGI token, is finding solutions for the roadblocks in the Artificial Intelligence (AI) sector. It enables AI-as-a-service mechanisms, promotes communication between separate AI systems, facilitates access to AI services and permits economies of scale in AI development. **Why we like it** SingularityNET is addressing a major market with great growth potential and the team holds considerable experience in the sector. Just recently it was added to the KuCoin exchange, but the price is still well under USD$0.45. As more exchanges list the coin, AGI is bound to go up. ##[VEN](https://www.vechain.com/) **What it is** VEN powers the VeChain decentralized business ecosystem. In essence, it is a tool that helps companies collect, manage, and share essential product data with consumers and retailers through the blockchain. It has already deployed its services with companies in the agriculture, luxury goods, and liquor industries. **Why we like it** The end of February 2018 will see the rebranding of the VeChain platform with the introduction of THOR, a protocol coin that will work in the same way as GAS works within the NEO network. In a similar fashion to NEO, VEN holders will accumulate gas over time which can then be traded in the market. This rewarding system is very appealing for investors. Other announcements, including the launch of Masternodes, are also upcoming. ##[NANO](https://nano.org/en) **What it is** NANO is just a digital currency, but a really good one. Formerly known as RaiBlocks, the project was recently rebranded to NANO, which might have gone a long way to justify last week's 40% price rise. The currency is fast, eco-friendly and cost free. It answers the problems of high fees, high energy consumption or excessive CPU demand. A transaction consumes no more than 1 Wh. That is 330 thousand times less than Bitcoin. There is no mining or miner fees to be paid. This enables instantaneous micro transactions. Running a node in the NANO network takes no more than 1 to 2% of CPU capacity, addressing the issue of rising prices of computing software for mining. **Why we like it** NANO tries to address one problem and one problem alone, and it does so very well. It operates a Decentralized Autonomous Governance structure, akin to IOTA but with a smaller supply of tokens. After the success of this new rebranding, NANO was recently listed on Binance and other exchanges will follow later on, which will give it an extremely big exposure and will likely push the price up. ##[KNC](https://kyber.network/) **What it is** Kyber Network is building a decentralized exchange for digital assets that will also allow users to engage in derivative trading, a risk mitigation strategy. It supports seamless asset transfers with instant automatic cryptocurrency exchange. Kyber Network uses its native token, KNC, to perform the transactions within its network and enforces a buy-back scheme that naturally pushes the price of the token up. **Why we like it** Kyber is launching its mainnet on the 11th of Ferbruary. A lot of hype has emerged regarding the platform, which is rumoured to have considerable advantages regarding competitors like 0x. It is backed by Ethereum Founder Vitalik Buterin and has recently partnered with ICON, a cross-blockchain bridging platform. Since its ICO its price has more than tripled but the actual deployment of the platform will likely pump the price up considerably. **Bonus:** ##[Wanchain](https://wanchain.org/) **What it is** Wanchain is a cross blockchain financial protocol. This means that using Wanchain, users can directly exchange funds across different blockchains, while, at the same time, registering every cross-blockchain transaction on the Wanchain ledger. It will be able to seamlessly connect public and private blockchains, using a ring signature structure that protects the user’s anonymity, while removing centralized counterparty risks. It will support Ethereum smart contracts and Dapps with virtually no code change across multiple blockchains. It is part of the Blockchain Interoperability Alliance, a consortium that also includes ICON, AION and Kyber Network, which aims to create the infrastructure to power the new digital economy. **Why we like it** This was one of the most hyped initial coin offerings of last year, reaching its cap in less than a minute. The project has the potential to really shake things up in the crypto market by allowing for cross blockchain transactions. Wanchain has maintained an incredibly active and engaged community, which has helped keeping up the hype. Now, it is preparing to start distributing its tokens and be traded on exchanges, sometime between the end of February and the beginning of March. Keep your eyes open for any upcoming announcements. Here are our picks for February. It will surely be an intense month in the crypto world. As always, we will keep our eyes and ears open for you. Happy trading! ##Disclaimer We are stating our vision and opinions, we are not giving you financial advice and if you invest in this project it is your full responsibility. You are investing at your own risk. Always invest only what you can afford to lose and try to diversify your investments. Finally, do your own homework and learn about the project use case, roadmap and team.*
**Important: Join the conversation on Coinvision's private community on Slack. [Didn't join us yet? Click here to become a Coinvision Premium member.](https://www.coinvision.co/premium?utm_source=content&utm_medium=bot&utm_campaign=4icosfeb)** As we ride the up and downs of the cryptocurrency waves, any planning you manage to do is good planning. In the world of ICOs, finding the projects that are worth investing in and keeping track of which ones are active or upcoming, can be a challenging mission. At the time of writing, there are at least 20 active ICOs which investors can participate in. Here at Coinvision, we’ve done the hard work for you by taking a forward look at some of the most interesting upcoming crowd sales. These four projects haven’t even set a date for their ICOs yet, which should give you plenty of time to go through their white papers and decide calmly on their worth as investment assets. #[**Origin Protocol**](https://www.originprotocol.com) **What it is** Origin is designing a platform that will push the boundaries of the shared economy further. Using the Ethereum blockchain and Interplanetary File System (IPFS), Origin will permit users to build decentralized marketplaces for different services. These can include car-sharing, house-sharing/renting or food delivery. Structuring the services on the blockchain bypasses the high fees normally charged by centralized corporations like Uber or Airbnb. **Why we like it** Origin is tackling a multi-hundred billion dollar a year market that has been growing exponentially in recent years. This makes it a very interesting sector in which to explore iterations within the blockchain. However, Origin’s is not just an idea. They already have a decentralized application running live on their testnet, and according to the team, at least 6 companies, from three different continents, have already committed to build applications on their platform. For a project that hasn’t set a date for its ICO yet, this is a major early step towards implementation. #[**Codex Protocol**](http://codexprotocol.com/) **What it is** Codex is bringing the benefits of blockchain technology to the Arts and Collectibles asset class market, a $2 trillion a year industry that, in contrast to other similar sectors, still operates without asset registry. This means that there is no way of knowing who, when, where and for how long a certain art piece was owned, which hampers the ability to securitize, insure, and lend against this sort of assets. By running a blockchain immutable registry and allowing for the use of its token BidDex to directly bid in auctions without the need for financial disclosure, as the bids are inscribed in a smart contract, this project can address some of the greatest challenges in this industry today. **Why we like it** Codex offers a lot of exciting opportunities. Auction houses suffer great financial losses from people that back down from bids they have won. This forces these institutions to demand considerable financial disclosure. With the use of smart contracts that disclosure is no longer necessary as the smart contracts will automatically disburse the funds. This has the potential to open a whole new market to art collectors. However, the real reason this project stands out is the fact that the group behind the project, The Codex Consortium, already runs an annual sales turnaround of USD$6 billion a year in over 50 countries, and the only form of currency their platform will be accepting is the BidDex Token. Do the math. #[**Akropolis**](https://akropolis.io/) **What it is** Akropolis is tackling a silent but incredibly relevant issue in modern societyies, - the pension system (or lack thereof). The generalized ageing of the population in developed countries is leading to a crippling lack of budgetary balance to support the growing number of people reaching retirement age and living longer and longer. This is the premise behind Akropolis’ goal is to create an alternative pension system by establishing transparent Smart Contract based Pension Fund Infrastructure. **Why we like it** While Akropolis has not released a white paper yet, the premise the project’s premise works with is extremely enticing and is likely to draw a lot of attention from investors. The solution for the pension problem, whichever it might be, will be a multi-million dollar idea. The team behind it has a consolidated track record that includes the Ethereum Alliance, Binance, Lehman Brothers, the R3 Consortium, the University of Oxford, among many others. This is one we are going to be following very closely. #[**IPWE**](https://ipwe.com/) **What it is** IPWE is building an integrated patent registry using the blockchain. The project is addressing a consistent issue with patent registration worldwide, where registration offices oftenly make mistakes and keep outdated records while not facilitating access to patent information. This has been a hindrance on the patent market development for decades, but by placing this information on the blockchain in a verified, easy-to-access and untamperable manner, this project is creating a solution that should allow this market to flourish to new highs. **Why we like it** With more than 20 million registered patents in more than 200 registration offices around the world, this market has an incredible monetisation potential. IPWE’s platform will support innovative transactions in the patent market, including crowdsourcing R&D and patent-based financing. Beyond its registry database on the blockchain, IPWE is also launching Zuse Analytics, a state-of-the-art patent analytics tool which will provide vital investment information to users. The project is led by CEO Erich Spangenberg, the founder of IPNav and renowned patent monetiser, so it has many positive indicators in its favour. These are the four projects we will be following in the mid-term. There is time to whitelist, read the white papers, get the adequate wallets and invest during the biggest bonus moments, if you feel like it. Just remember not to invest what you can not afford to loose. Happy trading! *Disclaimer: We are stating our vision and opinions, we are not giving you financial advice and if you invest in this project it is your full responsibility. You are investing at your own risk. Always invest only what you can afford to lose and try to diversify your investments. Finally, do your own homework and learn about the project use case, roadmap and team.*
**Important: Join the conversation on Coinvision's private community on Slack. [Didn't join us yet? Click here to become a Coinvision Premium member.](https://www.coinvision.co/premium?utm_source=content&utm_medium=bot&utm_campaign=xrp)** Anyone familiar with the cryptocurrency world has definitely heard of [Ripple](https://www.coinvision.co/xrp). The project promises to greatly optimise the high-costs and slow-speeds of Bitcoin transactions by designing a network that catered specifically to the needs of banks and financial institutions alike. The Ripple Foundations’ token, XRP, has seen a meteoric rise over the last month climbing from USD$0.25 to over USD$3, before correcting back USD$1.4. After recording one of the highest climbs in 2017, at 36000%, and briefly overtaking Ethereum as the second biggest cryptocurrency by marketcap, XRP is now comfortably sitting in third place. **What’s affecting Ripple prices?** The reasons for Ripple’s fantastic growth in recent weeks are varied. The Ripple Foundation has been signing multiple agreements and partnerships with Banco Santander, Accenture, Bank of America, UBS Bank, and more recently, MoneyGram. This has attracted many cryptocurrency investors. The rumours that Western Union could start using Ripple’s system sometime in 2018 further contributed for the excitement. **What is Ripple - do you really know?** Ripple might not be exactly what you think it is and it is worth for any interested investor to understand exactly what it is that lies behind. **Ripple and XRP - are they the same?** In contrast to most cryptocurrencies, the use of the Ripple token is not necessarily connected to the use of the Ripple system. This happens because the Ripple Company offers three different products to the financial institutions it partners with, but only one, the least used of them, actually needs XRP to operate. 1 - The vast majority of Ripple’s partners use xCurrent, Ripple’s cross border money transferring system, which uses the company’s blockchain infrastructure but does not use Ripple. 2 - xRapid, a product for improving liquidity in emerging markets does use XRP, but has so far been adopted by only one relatively unknown nonfinancial player in Mexico. 3 - Ripple’s third product, xVia, is not even available yet. So, Ripple’s successes do not directly correlate with XRP adoption. **So, is Ripple cryptocurrency?** One of the main criticisms targeting Ripple is the fact that the issuing company kept 62% of its tokens, vastly dominating the market. While Ripple has pledged to lock-up most of its stash and progressively release them into the market (to do away with the need for investors to trust the company), Ripple remains exposed to the risks of regulatory pressure that any centralised currency may endure. In many ways, the fact that it is not decentralised means that many don’t really consider it to be crypto. **Is Ripple a good investment?** Ripple has been around for a long time. Its system has been vastly adopted in developed Asian banking markets and it has been striking partnerships all around the world. It boasts one of the strongest and most experienced teams in the market today and is actively trying to replace SWIFT as the default system for cross-border transactions for banks. If it succeeds, it will become a pillar of our financial system as we know it today. But Ripple will not be the ultimate cryptocurrency. It is limited to the banking sector, it is centralised, and there are already other systems that can process more transactions per second that Ripple can. It is, on the other hand, a strong, solid company with a lot of room to grow. If you invest in XRP, however, remember that Ripple and XRP are not really the same thing. Happy trading! *Disclaimer: We are stating our vision and opinions, we are not giving you financial advice and if you invest in this project it is your full responsibility. You are investing at your own risk. Always invest only what you can afford to lose and try to diversify your investments. Finally, do your own homework and learn about the project use case, roadmap and team.*
Bloody Monday, bloody Tuesday, bloody week. The time for a BTC correction has come and it’s healthy. The market was scaling fast and these kind of shake-ups should be celebrated. But while we try to stay positive, our alts are bleeding with 40% losses, our BTC is weak and desperation isn’t easy to overcome. So how do we survive these dumps? The answer is easy. **Portfolio management**. Next time a dump like this happens, make sure you have: * 30% to 50% of your portfolio in BTC. This enables you to go through its big swings, while having BTC to buy big alt coin dumps. * 10% to 20% in BTC for short-term trades. For these short trades, don’t forget to add tight stop losses; 10% is a good reference for a conservative stop loss; 5% is a very conservative one, ideal when the market behaves like it is doing right now, bearish and unpredictable. * 30% to 60% in long term alts that you trust and will thrive after the dump. Important: 1. You can also have from 10% to 20% in USD/USDT so you can buy Bitcoin dips. 2. Remember that your goal is to grow your BTC. So don’t despair if your USD goes way down, it will recover and what matters is your total BTC value. 3. Don’t sell the alt coins you are holding for the long-term and that you believe in. They will recover. So, try to understand what’s best for you. The more BTC you keep, the more conservative you are. The more you risk, the bigger the return can be. The last thing you want to do is to sell in the dips. Have faith in the projects you believe in. Happy trading!
While BTC shakes the market, the ICO frenzy continues unaltered with tens of projects lined up to release their tokens to the wider blockchain investment community in the coming weeks. While January is ripe with opportunity, it is sometimes difficult to decide on what to choose. Specially after seeing great ICOs selling out or closing whitelists (Nucleus Vision, Theta Token, Bluzelle). So, just for you, here are our four picks for initial coin offerings in January. **Note: this ICOs were previously discussed on our private Slack community. If you want to join the conversation and learn about the best opportunities [click here](https://www.coinvision.co/premium?utm_source=ICOjan) to become a premium member.** ##DADI **What it is** [DADI](https://dadi.cloud/en), which stands for Decentralised Architecture for a Democratic Internet, is developing a network of decentralized global cloud services. It will provide users with storage capability, deliver content and offer scaling and growth solutions for businesses. It forgoes the need for major physical storage infrastructure as it uses a fog computer structure, which is composed by a large pool of devises constantly connected to support the platform. It is particularly directed at editorial and e-commerce platforms, cutting down storage and hosting costs by as much as 90%. **Why we like it** Dadi’s ICO has been receiving a lot of attention and for good reason. The 18-strong team is very solid, with extensive experience in the tech sector. Its concept will provide a better alternative than existing centralized cloud structures offered by the likes of Amazon Web Services, Microsoft Azure or Google Cloud. The technology it uses is almost completely developed. It is already being used by big editorial names like Monocle, Empire and Virgin. In all, a well structured concept, with already operating functionalities backed by a strong team set to compete with major corporations. This is everything an ICO should be. **ICO Period: 29/1 – 28/2** * Coin Ticker: DADI * ICO Price: 0.50 USD per unit * Fundraising Goal: 27.5 million USD * Tokens released: 100,000,000 * Token’s offered on ICO: 50% Note: Whitelist for pre-sale is closed, but you still have time to register for the main sale. ##INK PROTOCOL **What it is** [Ink Protocol](https://paywithink.com/) is developing a decentralized peer-to-peer marketplace to facilitate exchanges between buyer and seller, while allowing users to earn public reputation as they perform transactions. This reputation is decentralized and accessible by anyone at any time. The protocol is applicable to any market place and the buyer and user can carry their established reputation from one to the other. **Why we like it** There are many reputation-based blockchain projects out there in one shape or another, but we think Ink Protocol stands out from the rest. It is developed by Listia, a peer-to-peer marketplace that has been operational since 2009 and that counts ten million registered users and has already raised $11 million in venture capital. Once the ICO is concluded, all the credited capital in the Listia marketplace will be converted to their XNK token. That means 10 million active users from lift-off. Besides, they are partnering with Quamtstamp and have the Chief Architect Reputation AI Systems from ConsenSys in their advisory board. Really strong one! **ICO Period: 22/1 – 28/2** * Coin Ticker: XNK * Coin Price: USD$0.1 per unit * ICO Goal: USD$15 million * Tokens Released: 500 million * Token’s offered on ICO: 30% * Limitations: Barred to USA, China and Canada residents ##INSUREPAL **What it is** [Insurepal](https://insurepal.io/) is a decentralized insurance platform that uses the user’s social proof endorsements to lower the costs of insurance policies in a self-regulated peer-to-peer trust scheme. What this means is that, through its Social Proof Trustscore, it allows users to reduce their insurance premiums by getting endorsements from friends, family or colleagues. The endorser receives a cash reward for the endorsement from insurepal while being liable for a penalty in case the endorsee files an at fault claim. The more endorsers the lower the insurance fee. In this way, credit rating is evaluated by the user’s social circle. **Why we like it** Besides having a strong business concept and a solid team, the insurepal project offers an adoption structure that is based on both financial reward for all involved as well as a social involvement between the insured and the endorsers from its social entourage. This has the potential to make the user acquisition viral as more users ask other users to join and endorse each other in order to lower the insurance premium. **ICO Period: 13/1 – 5/2** * Coin Ticker: IPL * Coin Price: USD$0.1 per unit * ICO Goal: USD$18 million * Tokens released: 300 million * Token’s offered on ICO: 67% Note: pre-sale is closed, but you still have time to register for the main sale. ##BEE Token **What it is** The [BEE](https://www.beetoken.com/) project is developing a platform called Beenest for peer-to-peer home-sharing on the blockchain. It allows users to directly contact and negotiate home rentals without the need for a centralized authority like Airbnb. This permits to greatly reduce the fees on Beenest. The project works with three main protocols. The reputation protocol evaluates the user’s reputation based on their associated Ethereum accounts as to assess its integrity. The payment protocol is a smart contract to which the user sends the payment and which then disburses it on the check out date. Finally it offers an arbitration protocol where BEE token holders are called upon and rewarded for voting in solving the dispute. **Why we like it** This is another ICO aiming at directly competing with major players using the competitive advantages of the blockchain. The team already signed a number of partnerships that guarantee the functionality of the payment systems in the platform and the projection of Beenest within the tourism industry. The fact that the platform charges a 3.99% fee for payments in fiat and 1% for payments in ETH or BTC, but charges nothing for transactions in BEE, provides for a very good way of promoting demand for the coin and increasing its value. In all a very solid project with great potential. **ICO Period: Starts 31/1** * Coin Ticker: BEE * Coin Price: 1 BEE = 0.14 USD * ICO Goal: 15,000,000 USD * Tokens released: 500 million * Token’s offered on ICO: 30% * Limitations: Barred to USA, China, Canada and Hong Kong residents Notes: - Whitelist for pre-sale is closed, but you still have time to register for the main sale. - Not to be confused with BEE Coin with the ticker BCO There you go! These are our picks for January’s ICOs. Remember to whitelist as soon as you can if you are interested in participating. We will be adding these tokens to our Coin Index as soon as the ICOs end. Don’t forget to check it! Also, if you prefer to invest in coins already on the exchanges rather than try your luck on ICOs, check [our picks for best altcoin investments in January](www.coinvision.co/articles/8-altcoins-likely-to-pump-in-january-2018-view-source-to-read). As always, invest only what you can afford to lose and keep a diversified portfolio to minimize risks. Happy trading and best wishes for 2018 from everybody at coinvision. *Disclaimer: We are stating our vision and opinions, we are not giving you financial advice and if you invest in this project it is your full responsibility. You are investing at your own risk. Always invest only what you can afford to lose and try to diversify your investments. Finally, do your own homework and learn about the project use case, roadmap and team.*
We could not be more satisfied with the thrills and chills the digital currency world has given us in 2017. What a time to be alive! So, as the year comes to an end, we’ve already started thinking about the months ahead and what projects have growth potential in the short term, specially after this massive dump due to BTC price rise. Catered just for you, here are our “top cryptocurrency to follow” picks for January 2018. ***Important: Join the conversation on Coinvision's private Slack and get access to unlimited premium alerts with good coins and ICOs. [Click here](https://goo.gl/NnBZLo) to become a Coinvision Premium member.*** ##[NEO ($NEO)](https://www.coinvision.co/neo) **What is the project about?** [NEO ($NEO)](https://www.coinvision.co/neo) runs its own blockchain, which improves on Ethereum’s algorithm, making it more efficient and secure. It aims at supporting a smart economy using digital identity technology to allow for the digitization of assets and, like Ethereum, supports smart contracts, which allow for the management of those same assets. **Why we believe in it:** [NEO ($NEO)](https://www.coinvision.co/neo) recently started to gain more attention from investors. Its price more than doubled since the beginning of December. In January, the team will further distribute the network, guaranteeing no single group of node operators can control the network. It will also have a number of ICOs launching on its platform in the months to come, which will further strengthen the network’s position. ##[0x ($ZRX)](https://www.coinvision.co/zrx) **What is the project about?** [0x ($ZRX)](https://www.coinvision.co/zrx) backs the 0X project, which is creating a decentralized cryptocurrency exchange for ERC20 tokens established on top of the Ethereum blockchain. It aims at overcoming security issues related to the centralization of current exchanges like Bitifinex or Coinbase, which makes them more exposed to threats. **Why we believe in it:** The constant attacks on major centralized exchanges in the last few months have made the issues of security for investors ever more apparent, with increasing attention been given to decentralized exchanges. [0x ($ZRX)](https://www.coinvision.co/zrx) boasts a solid project and from our view, with a market cap ranging at USD$200 million and at a token cost of USD$.50, it has a lot of room to grow. ##[Cardano ($ADA)](https://www.convision.co/ada) **What is the project about?** [Cardano ($ADA)](https://www.convision.co/ada), the project behind the ADA coin, offers a blockchain environment that supports financial applications in an efficient and secure way. It boosts an architecture that has both users and regulators in mind, an unusual set up. [Cardano ($ADA)](https://www.convision.co/ada) could come to offer e-commerce providers a structure where they can operate with the benefits of the blockchain while obeying by the rules of the regulators overseeing them. **Why we believe in it:** [Cardano ($ADA)](https://www.convision.co/ada) has managed to gather an amazing amount of attention in December, skyrocketing into the top 10 currencies by market capitalization and multiplying its value by five. The team is updating their roadmap in January, which should further focus attention on the project. We expect a lot of activity around [Cardano ($ADA)](https://www.convision.co/ada) in January. ##[Substratum ($SUB)](https://www.coinvision.co/sub) **What is the project about?** [Substratum ($SUB)](https://www.coinvision.co/sub) develops a platform that aims at rewarding users, rather than miners, for the work of the blockchain. On the one hand, it serves businesses, groups and individuals that which to host apps or websites on their network. On the other, individuals can easily allocate part of their CPU’s capacity to run the nodes that forward the content from the website hosts, paying them back in [Substratum ($SUB)](https://www.coinvision.co/sub). It provides a safe and private way of accessing the Internet without censorship. **Why we believe in it:** [Substratum ($SUB)](https://www.coinvision.co/sub)’s project could come to do away with the need to use VPNs or systems like TOR to bypass internet censorship in a private way. The node operating application is designed to be very easy to install and run by non-techy users, opening the door for large adoption motivated by the financial reward. It more than doubled in price in December but we believe it still has a long way to go. The team is launching the platform's beta version in early January which should rally the price up. ##[EOS ($EOS)](https://www.coinvision.co/eos) **What is the project about:** [EOS ($EOS)](https://www.coinvision.co/eos) runs its own blockchain architecture, designed to enable “vertical and horizontal scaling of decentralized applications”. This means that EOS’s system is designed to scale, is capable of supporting accounts, authentication, databases, asynchronous communication and any type of application on top of its blockchain, processing millions of transactions per second at nearly zero cost. **Why we believe in it:** [EOS ($EOS)](https://www.coinvision.co/eos) is running the most unique ICO of 2017. It will will run for 341 days, until June 2018, allowing plenty of time for scrutiny and for investors to become acquainted with the project. Just in December 2017, EOS’s price has already tripled. The fact that the project has high transaction speeds, no fees and no need for forks to perform upgrades, make it a highly interesting coin to follow. ##[Cindicator ($CND)](https://www.coinvision.co/cnd) **What is the project about?** [Cindicator ($CND)](https://www.coinvision.co/cnd) is a project focused on the use of hybrid intelligence to make financial projections on the price of crypto assets. It uses the collective reasoning from its thousands of users coupled with machine learning capabilities, to reach its conclusions. **Why we believe in it:** [Cindicator ($CND)](https://www.coinvision.co/cnd) explores Hybrid Intelligence, a very interesting field of research that has had fantastic results in problem solving for scientific studies in the past. Using it to predict crypto prices makes it a project to follow, particularly with a community as active and galvanized as this project has. With a market cap of USD$90 million, it has a lot of room to grow. ##[IOTA ($IOTA)](https://www.coinvision.co/iota) **What is the project about?** [IOTA ($IOTA)](https://www.coinvision.co/iota) identifies itself as a third generation crypto. It is designed to serve developments within the Internet of Things and is structured on a blockchain transaction confirmation structure called Tangle. What this means is that instead of node operators confirming other transactions, IOTA uses the transactions themselves to confirm other transactions, eliminating the need for transaction fees. **Why we believe in it:** Despite some FUD over the last few months due to some false partnerships announcements, [IOTA ($IOTA)](https://www.coinvision.co/iota) is picking up pace and gathering attention. The December partnership with the corporate venture capital company of the Bosch Group brought the project into the spotlight. The last few weeks saw the price of [IOTA ($IOTA)](https://www.coinvision.co/iota) multiply by 5-fold, but there is still a lot of room to grow. ##[Salt Lending ($SALT)](https://www.coinvision.co/salt) **What is the project about?** [Salt Lending ($SALT)](https://www.coinvision.co/salt) is a blockchain-based cash lending structure. It allows users to acquire loans in fiat currency using their cryptocurrency assets as collateral. This permits borrowers to maintain their positions in crypto, instead of liquidating their positions when they need cash. The loans are based on the assets held by the user, so transactions forgo credit checks which streamlines the lending process. **Why we believe in it:** [Salt Lending ($SALT)](https://www.coinvision.co/salt) already gathered quite a bit of attention in recent weeks more than doubling in price in December. Coming the last days of 2017, the team will release the actual platform, which will bring even further attention to the project and likely, an even stronger price hike. Keep your eye on this one. And there you go folks. These are our picks for the bold new world that January 2018 will bring. Each month we’ll be sharing info about the coins we’re watching to help you comb through the sea of confusion that the crypto world always offers. Don’t forget to use our coin index to see which projects are drawing the most attention from influencers, and to find the credible coins you should put your money in. And always remember, aim for a balance portfolio management strategy and never invest funds you can not afford to loose. Merry trading and happy new year from all of us at Coinvision. *Disclaimer: We are stating our vision and opinions, we are not giving you financial advice and if you invest in this project it is your full responsibility. You are investing at your own risk. Always invest only what you can afford to lose and try to diversify your investments. Finally, do your own homework and learn about the project use case, roadmap and team.*